I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, my partner brokerage submits billions of dollars of transactions yearly with a wide variety of lending institutions so we have very strong lender relationships. I will use those relationships to your advantage to negotiate your mortgage and I'll ensure you obtain competitive rates.
I will also ensure that you're getting the best available mortgage terms and privileges. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping. I can investigate on your behalf to determine if there is an alternative to better suit your needs. The penalties to break a mortgage, refinance, convert, or extend the amortization can be significant. Knowing the full details of what's available in the market is important before entering into a contract to borrow. Better mortgage terms and conditions may be available, and it may be more important than you realize to shop around for favourable privileges.
Do you appreciate mortgage customization? All mortgages are not created equally. I will find a mortgage product that aligns with what matters most to you. Whether borrowing to purchase, renovate, invest, or reduce monthly expenses, I'll connect your mortgage details with your financial plan and goals.
Connect with me below to get started, or give me a call, send me a text, or write me an email. My contact information is at the top and bottom of this page. I'm looking forward to negotiating for you.